Having trouble finding a cheap auto insurance because you have been rated as a high risk driver?
Which is a high risk driver?
If you are a young driver, the ideal thing to do if the car is registered on the name of the parents is to seek assurances in your last name or the name of your parent. You can even take help from the professionals from companies like Bordman Insurance Service in choosing the best auto insurance.
Some life insurance companies offer discounts to young drivers if they can keep their good grades!
In general, young drivers must wait until age 25 to be considered experienced drivers and qualify for cheap auto insurance quotes.
Young drivers should be aware that reckless driving on their part could result in cancellation of their coverage.
Speeding Tickets
An excess of one speeding ticket may not affect your car insurance policy, but it is better not you speeding tickets on your record.
Speeding, reckless driving and other violations of movement will only lead to higher insurance rates.
Impaired driving (driving under the influence) or DWI (driving while intoxicated) Belief
If you have been convicted for both of the above, you are likely to be classified by insurance companies as a high risk driver.
In this case, there is a high probability that you must file an SR-22 form to confirm that you carry enough liability insurance in case you are involved in an accident in the future.
An SR-22 or a certificate of financial responsibility is mandated by your state DMV and is usually issued to court if you have been convicted of impaired driving or impaired driving.